Disclaimer · AI Reading Service

Cultural-education content drawn from canonical classical texts (淵海子平 · 五行大義 · 三命通會 · 子平真詮 · 滴天髓 · 窮通寶鑑 · 玉照定真經 · 易經). Each reading is curated and reviewed against a practitioner-edited corpus and composed under structured AI orchestration. The purpose is to support self-reflection, family understanding, and cultural learning — to offer a structural mirror, not an oracle.

Read this carefully. Nothing on this site is:

• Financial advice or investment advice. We do not recommend stocks, superannuation funds, MPF schemes, currencies, real-estate, businesses, employment offers, or any specific monetary decisions.
• Medical advice or psychological diagnosis. Nothing here replaces a doctor, therapist, or counsellor.
• Legal advice. Nothing here replaces a lawyer.
• Fortune-telling. We do not predict specific future events, lottery numbers, election outcomes, or the lives or deaths of specific people.
• A substitute for your own judgement or the counsel of trusted humans in your life.

Your birth data is converted to a structural Bazi chart on our servers (deterministic computation — no AI guessing of pillars or stars). Curated corpus entries are retrieved against the chart structure. A multi-pass large-language-model pipeline (DeepSeek) drafts, refines, and synthesises the reading under structured prompting and a refusal architecture that blocks the model from naming specific financial products, medical treatments, or legal positions. The result is reviewed against the compliance gate before delivery.

Classical tradition ranks five life-influencing factors: 一命 二運 三風水 四積陰德 五讀書 (chart, decade-cycle, environment, accumulated virtue, study). A Basic reading interprets 命 (chart) only — by the studio's classical standard, this is roughly 50-60% of the complete classical picture. A Detailed reading adds 大運 (decade-cycle), bringing the classical structural reading closer to complete.

Reading quality depends on accurate birth data. If you do not know your true birth time, mark it as approximate or unknown — the reading will calibrate accordingly. We default to clock time at your birth city (Hong Kong / Taiwan / Joey-Yap school practice) rather than longitude-corrected real solar time. The Hallmark Institute Research Programme #1 is collecting consented data to compare both methodologies empirically.

The cultural-education layer of this site is architecturally separated from any potential future advisory layer. There is no AI shortcut on this site that will tell you which super fund to choose, which stock to buy, or how to invest your savings. A future advisory layer, if and when offered, will operate under an Australian Financial Services Licence (or as an Authorised Representative of one), with human review and a full Statement of Advice — not via a chatbot. Until then, no part of this site constitutes personal financial advice within the meaning of s766B of the Corporations Act 2001 (Cth).

The shape of your chart is fixed at the moment of your birth. How you walk the path is yours. A reading offers structural understanding — the choices remain with you. Where a reading prompts a reflection about money, work, relationships, or health, we encourage a conversation with a trusted human (counsellor, mentor, friend, qualified adviser) before acting on it.

We may update this disclaimer as the service evolves. The effective date at the top of this page reflects the most recent revision. Material changes will be highlighted in your account on next sign-in.